Terms of Service

Last updated: 17 July 2026

These terms govern your use of Aafno Hisab, operated by UDAN Technology. By creating an account you agree to them.

1. Your account

You are responsible for keeping your login secure and for the activity under your account. Provide accurate information and keep it up to date.

2. Free and premium plans

• The free plan lets you track income and expenses and view your data.
• Premium uses a credit system: 1 credit = 1 day of premium access. Credits are added after we verify your payment. Lifetime plans do not expire.
• Payments are made through eSewa, Khalti or bank transfer and verified manually, usually within 24 hours.

3. Payments & refunds

Because premium is delivered as credits immediately after verification, payments are generally non-refundable. If you were charged in error or a payment was not activated, contact us and we will make it right.

4. Referrals

Premium members may share a referral link. When a new user signs up through it, both accounts receive bonus credits. Creating fake accounts, self-referring, or otherwise abusing the program may result in the removal of bonus credits and account suspension.

5. Not financial advice

Aafno Hisab is a tool to record and organise your own money. It does not provide financial, investment, tax or legal advice. Calculations (such as EMI and ROI) are estimates for your convenience; verify important figures independently.

6. Acceptable use

Do not misuse the service, attempt to break its security, access other users' data, or use it for anything unlawful.

7. Availability

We work to keep Aafno Hisab available and accurate but provide it "as is" without warranties. We are not liable for losses arising from use of the app, to the extent permitted by law.

8. Changes & termination

We may update these terms or the service over time. You may stop using Aafno Hisab at any time; we may suspend accounts that violate these terms.

9. Contact

Email aryanpariyar8463@gmail.com or WhatsApp 9848988463.